9/25/2023 0 Comments Order checks pnc virtual walletYou can also complete ATM transactions at most PNC ATMs by using the PNC smartphone app instead of your debit card. PNC’s ATM network and feesPNC Virtual Wallet Student Checking account comes with a debit card you can use for free at any of the 3,600 ATMs in PNC’s network or any of the 55,000 ATMs in the nationwide Allpoint network. This account includes check-writing abilities, but checks aren’t free. PNC charges a $25 fee if you close the account within 180 days of opening it and it charges $7.50 to replace your debit card if your kid loses it. Although PNC Virtual Wallet Student Checking comes with two interest-bearing savings accounts, you’ll only earn 0.03% APY in each of them. ![]() ![]() After six years, the account will automatically convert into PNC’s standard Virtual Wallet account, which has a $25 monthly fee that you can only avoid if you keep at least $500 in your Spend and Reserve account or deposit at least $500 a month. PNC has nearly 2,300 branches, but they’re only in 23 states. There are also a few drawbacks associated with PNC Virtual Wallet Student Checking that you should consider before opening an account. This feature helps you avoid overdraft charges by giving you 24 hours to bring your balance back to $0. PNC waives your first overdraft fee and will reimburse two out-of-network ATM fees per month. ![]() There’s no fee for up to six years as long as you’re minimum 14 years old and remain enrolled in high school or college. Here are the primary benefits associated with the Virtual Wallet Student Checking account from PNC. What are the benefits of PNC Virtual Wallet Student Checking account? Provide the following information when opening your account.
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